Tell us your age, income, and risk appetite. We'll tell you exactly where to put your money — up to 5 ETFs, with precise allocations. No jargon. No subscriptions. One report, once off.
You don't need to spend hours reading financial blogs or watching YouTube tutorials. Our algorithm distils 20 years of market data into a personalised 5-point investment plan — in under 5 minutes.
Age, salary, monthly investment budget, and how much risk you can stomach.
Optional: screenshot your EasyEquities or any broker portfolio for a gap analysis.
Up to 5 ETFs with exact % allocations, ranked by long-term performance and lowest fees.
Log into EasyEquities and set up your recurring investment. Done. No ongoing management needed.
Complete the form below. Your first 3 recommendations are free to preview. Unlock the full report, allocation rationale, and execution guide for a once-off fee.
A real example based on: Age 45 · R35,000/month salary · R1,500/month to invest · R35,000 current TFSA · Moderate risk · Retirement at 65.
Generated March 2026 · Moderate Risk Profile · 20-year horizon
Based on example other portfolios: Old Mutual RA (R180,000) · FNB unit trust (R45,000) · Crypto (R12,000). Here's how each affects your recommended ETF allocation:
| Year | Age | Conservative (9%) | Moderate (10.5%) | Aggressive (12%) | Contributed |
|---|---|---|---|---|---|
| Now | 45 | R35,000 | R35,000 | R35,000 | R35,000 |
| Yr 5 | 50 | R175k | R186k | R198k | R125k |
| Yr 10 | 55 | R362k | R404k | R452k | R215k |
| Yr 15 | 60 | R624k | R729k | R857k | R305k |
| Yr 20 | 65 | R984k | R1.28M | R1.68M | R395k |
Open EasyEquities TFSA — use our referral link to sign up and get R50 free to invest. Select "Tax Free Account" during registration. Takes 10 minutes — you'll need your ID and proof of address. Alternatively, open a Brokstok account at brokstok.co.za for a mobile-first experience.
Fund your account — deposit your R35,000 lump sum via EFT. Reference your account number. Allow 1–2 business days to reflect.
Buy your ETFs — search for STXWDM and buy R19,250 worth (55%). Then STX500 (R8,750), STXCAP (R3,500), SYG500 (R2,450), STXEMG (R1,050). Use market orders during JSE trading hours (9am–5pm weekdays).
Set up a monthly debit order — on EasyEquities, go to Recurring Investments → set R1,500 on the 1st of each month split as above. Brokstok also supports automated monthly contributions.
Set a calendar reminder to rebalance annually — every January, check if any ETF has drifted more than 5% from target. If so, redirect that month's contribution to the underweight fund. Do NOT sell — just adjust the new money.
Consider switching your FNB unit trust — your FNB balanced fund charges ~1.8% TER. Moving R45,000 to ETFs saves ~R697/year in fees, which compounds to ~R24,000 extra over 20 years at 10.5%.
This is exactly what you receive as your paid report — personalised to your numbers, downloadable as a PDF.
Get My Report — R199 or Try Free PreviewNew client or returning — we have a plan for you. No subscriptions, no ongoing fees.
Every recommendation is filtered through two decades of JSE and global ETF performance data, adjusted for South African tax law and rand exposure.
We automatically rank funds by Total Expense Ratio and only recommend ETFs available on major SA platforms. Your fees are minimised by design.
Recommendations are generated by AI algorithms trained on South African investment data and verified against current market conditions monthly.
"I had R50,000 sitting in a savings account for 3 years. This report told me exactly where to move it. I spent 15 minutes on EasyEquities and I was done."
"Finally something I could actually understand and act on. No financial advisor jargon — just five funds and what % to put where."